So you’ve taken the plunge and you’re ready to move in together. While merging your lives, space and stuff can seem daunting, these tips will help minimize any bumps in the road to marital bliss. Plymouth Rock Assurance has you (both) covered!
You can’t part with the tattered afghan your grandma crocheted. He can’t let go of his video game collection. So now what? Purging personal possessions is an emotional experience for you both. And if you’re combining two households, you’ll have double the furniture and housewares. Start with a clean slate by eliminating as much of your own clutter as possible. Afterwards, you can sift through your combined belongings together to clear out even more.
To Keep or to Toss?
For duplicate items, start by taking a practical approach. For instance, determine whose couch is more comfortable, in better condition or fits better in your living room. Donate the other or, if it’s in decent condition, resell it and use the cash to buy new items you both love. Still can’t reach an agreement? Enlist guidance from a friend or relative who’s not emotionally bound to the stuff, or hire a professional organizer.
Purchasing a new piece of furniture together is a great basis for merging your individual decorating styles. When possible, look for pieces that double as storage, such as a coffee table or bedframe with drawers. If your budget allows, consider renting a storage unit until you have time to finish sorting through your belongings.
Designate Your Spaces
Now it’s time to let your unique personalities shine in your new home. In addition to giving each other equal closet and drawer space, respect your spouse’s sense of style by sharing room on bookshelves and focal walls. Also determine a set number of decorative objects you can each bring into the home without judgement from the other person. After all, you’re on this journey together!
Combine Your Renters or Homeowners Insurance
If you have two separate policies, you’ll want to update and combine them. Begin by reviewing your individual policies together to check for duplicate coverage, lapses in coverage or under-coverage. The remaining policy should have enough coverage to protect your newly combined property.
Bundle Your Auto Insurance
Statistically, married couples are involved in fewer auto accidents, so Plymouth Rock offers discounted rates to married drivers. And when you and your spouse combine policies, you can save even more on premiums. We also offer a multi-policy discount when you bundle more than one type of policy, such as home and auto.
Our discounts vary by product and state, so we encourage you to visit our state insurance guides to learn more about saving money on your next insurance purchase in New Jersey, Massachusetts, Pennsylvania, Connecticut or New Hampshire.
Call 855-993-4470, get your free quote online, or find a local agent to see how you can save with Plymouth Rock insurance discounts. If you have any additional questions you can visit our Contact Us page.